Lemonway

Lemonway is a Paris-headquartered marketplace-payments specialist founded in 2007 by Sébastien Burlet and Damien Guermonprez. Operating as a French **ACPR-licensed Payment Institution** (approval number 16568, since 2012) with European passporting across **29 countries**, Lemonway directly competes with Mangopay and Stripe Connect for marketplace-payment infrastructure. The company processes €12.4B annually across 1.4M open wallets and reports 400+ marketplace clients including SNCF Connect & Tech, Decathlon, Eiffage, and ArcelorMittal — a customer list that skews heavily toward large French enterprises and B2B marketplaces. Offices in Paris (HQ) and Hamburg with approximately 145 employees. For an EU-sovereignty audit Lemonway is the cleanest marketplace-payments listing alongside its competitor Mangopay. The cap table is entirely European — €50M total raised across **Breega Capital** (Paris VC, lead 2018 €35M), **Speedinvest** (Vienna VC, 2018 co-lead), and **Toscafund** (UK asset manager, €25M in 2019) — with no US private-equity or venture-capital involvement on record. The ACPR licence anchors the legal jurisdiction firmly in France with all the supervisory teeth of European banking law. A 2024 partnership with **Société Générale** to support large-corporate B2B marketplaces in Europe adds an EU-bank co-distribution channel. PCI-DSS certified; 99.9%+ API availability. The 2024 acquisition of PayGreen's operations extended Lemonway from pure marketplace payments into broader e-commerce. Pricing is enterprise / volume-negotiated and marketplace-specific; no public per-transaction tier applies, and `starts_from_eur` is left null. Best fit: EU marketplaces and B2B platforms requiring ACPR-licensed multi-party payment infrastructure with full EU jurisdiction and no US PE/VC involvement in the ownership chain — particularly French and DACH marketplaces. The score sits at 4/5 rather than 5/5 because the underlying hosting provider is not publicly disclosed on accessible pages; vendor outreach can confirm whether it's OVHcloud, Scaleway, or similar French infrastructure (typical for ACPR-licensed PIs).