Worldline
VERIFIEDFrench payment giant (Worldline SA, Paris-listed WLN), #4 PSP worldwide, 18k employees, free-float >90% with no controlling shareholder.
Why this score?
Worldline SA (Paris la Défense, French SA carved out of Atos in 2014 and fully independent since 2022 when Atos divested its remaining stake) is publicly listed on Euronext Paris (WLN) with free-float exceeding 90% and no single controlling shareholder — the world's #4 payment-services provider with 1.4M+ merchant clients across 170+ countries, 18,000 employees, and a deep certification stack (ISO 9001 + 14001 + 22301 + 27001:2022 + ISAE 3402 + ISAE 3000 + PCI-DSS); full 5/5 EU-controlled posture with only the unavoidable global card-scheme sub-processors keeping CLOUD Act exposure at minor.
- SCORE
- 5.0/5
- CLOUD ACT
- CLOUD ACT EXPOSURE
How exposed customer data is to US authorities under the CLOUD Act.
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None EU operator, no US parent, no US sub-processors of note.
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Minor This listing A transient US sub-processor (CDN, maps); data at rest stays in the EU.
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Material US parent, or a core sub-processor is a US-owned hyperscaler.
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Direct The operator itself is US-incorporated.
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- OWNERSHIP
- OWNERSHIP
Where ultimate control over the operating company sits.
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EU-owned This listing EU-incorporated and EU-controlled; no significant US ownership.
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EU HQ, US-funded EU-headquartered but US venture- or PE-controlled.
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US-owned US-headquartered, or has a US parent company.
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Other Swiss, UK or another non-EU jurisdiction.
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- SUB-PROCS
- — not disclosed
JUMP TO
About Worldline
Sub-processor map · not disclosed
Frameworks & certifications
Capability matrix
Pricing & tiers
Public documents
Alternatives in this category
Dutch publicly-listed payments giant (Euronext Amsterdam), DNB-licensed credit institution + EU/UK/US banking licences; €1.4T processed/yr.
- EU / adequacy operator
- EU / adequacy hosting
- No US CLOUD Act exposure
- Third-party certification
- Open-source clients
- Public DPA
- Sub-processors disclosed
How exposed customer data is to US authorities under the CLOUD Act.
-
None EU operator, no US parent, no US sub-processors of note.
-
Minor This listing A transient US sub-processor (CDN, maps); data at rest stays in the EU.
-
Material US parent, or a core sub-processor is a US-owned hyperscaler.
-
Direct The operator itself is US-incorporated.
Paris-area French BNPL for merchants — 2/3/4/10/12 installments + Pay Later; 21,800+ merchants across 8 EU countries; Alma SAS, EU-owned.
- EU / adequacy operator
- EU / adequacy hosting
- No US CLOUD Act exposure
- Third-party certification
- Open-source clients
- Public DPA
- Sub-processors disclosed
How exposed customer data is to US authorities under the CLOUD Act.
-
None EU operator, no US parent, no US sub-processors of note.
-
Minor A transient US sub-processor (CDN, maps); data at rest stays in the EU.
-
Material This listing US parent, or a core sub-processor is a US-owned hyperscaler.
-
Direct The operator itself is US-incorporated.
London-based UK direct-debit and recurring-payments specialist (FCA-authorised); Mollie acquisition announced Dec 2025.
- EU / adequacy operator
- EU / adequacy hosting
- No US CLOUD Act exposure
- Third-party certification
- Open-source clients
- Public DPA
- Sub-processors disclosed
How exposed customer data is to US authorities under the CLOUD Act.
-
None EU operator, no US parent, no US sub-processors of note.
-
Minor A transient US sub-processor (CDN, maps); data at rest stays in the EU.
-
Material This listing US parent, or a core sub-processor is a US-owned hyperscaler.
-
Direct The operator itself is US-incorporated.